Welcome
Customers
We Look Forward to Serving You
As Cecil Bank becomes part of ENB, we are excited to continue its tradition of relationship-based community banking.
We also know that any change involving your bank can come with questions. We’re focused on making this transition as easy as possible and keeping you informed at each step.
This page is your resource for key updates about the transition to ENB. We encourage you to check back often for the latest information.
What’s Next?
As of February 1, Cecil Bank locations will operate as Cecil Bank, a Division of The Ephrata National Bank, until our systems conversion during the weekend of June 26, 2026. Here’s what you need to know.
You Can Keep
Banking as Usual
Right now, your same accounts, products, and services remain in place. You can continue using your existing credit cards, debit cards, and checks issued by Cecil. Your local branch locations remain open, and the same friendly staff is ready to serve you.
Cecil Bank Will
Transition Onto
ENB Systems
As this date approaches, we will let you know important details, key dates, and any actions that may be required on your part. You will receive clear instructions well in advance.
Get to Know Ephrata
National Bank
Keep an eye out for email updates, read our Frequently Asked Questions below, and follow our social media channels to learn more about ENB.
Frequently Asked Questions
- To remain an independent community bank of undisputed integrity so the communities we serve benefit from our prosperity.
- To help our employees find career fulfillment through professional growth and personal empowerment for mutual achievement.
- To help our customers achieve financial health and well-being, as defined by them, throughout their lifetime.
- To provide our shareholders with a consistent return on their investment by being a top-performing financial institution.
- Local decision-making
- Long-term customer relationships
- Community presence and service
- Stability, tradition, and integrity
- A commitment to employees as part of the bank’s long-term success
ENB was founded in 1881 by 73 investors who contributed $100 each. Its largest early investor, William Z. Sener, became the bank’s first president.
ENB’s headquarters is located at 31 E. Main Street, Ephrata, Pennsylvania, in the bank’s historic building completed in 1925.
Total assets: $2.22 billion (as of 2024)
Employees: 306
Locations: 19 branches across Lancaster, Lebanon, and Berks counties, with expansion into Maryland underway.
- Digital banking and Allpoint Network ATM access
- Checking and savings accounts
- Home loans and business loans
- Agricultural and commercial lending
- Investment and trust services (ENB Wealth Solutions)
- Insurance services through ENB Insurance
- First drive-in and walk-up facility: 1965
- First branch outside downtown Ephrata: 1967
- Major back-office expansion: Technology Center opened in 2004
- New branches opened throughout the 2000s–2020s in communities such as Manheim, Leola, Morgantown, Strasburg, Elizabethtown, Quarryville, and more
- 2025: Opening of downtown Lititz branch in the restored 1924 Lititz Springs National Bank building
- 2025: Opening of Tec Centro Lancaster office focused on bilingual services and financial literacy
Key leaders include:
Jeffrey S. Stauffer – President, CEO, and Chairman (retiring end of 2026)
Rachel G. Bitner – CFO & EVP, who will become ENB’s 9th president and first woman to hold the role
Joselyn D. Strohm – COO & Senior EVP
- Microloan program with Good Samaritan Services
- Pigs in the Park youth savings initiative
- Letters to Santa Christmas nonprofit giving contest
- Partnerships supporting workforce development, revitalization, and community events across its footprint
ENB Financial Corp. is the holding company for Ephrata National Bank, formed in 2008. It trades on the OTCQX under the symbol ENBP.
Help us develop additional FAQs by submitting yours to ENBCecilComms@EPNB.com.
